Side-by-side · Q2 2026 data
First Secure State Bank vs Community Trust Credit Union
Metric by metric
| Measure | First Secure State Bank | Community Trust Credit Union |
|---|---|---|
| TellerScore | 68 | 82 (stronger) |
| Capital cushion | 80 (stronger) | 69 |
| Loan quality | 56 | 97 (stronger) |
| Earnings | 46 | 61 (stronger) |
| Funding & liquidity | 81 | 100 (stronger) |
| Problem-loan coverage | 87 | 99 (stronger) |
| Peer percentile | 37th | 82nd |
| Total assets | $305.6M | $336.4M |
| Deposits / shares | $249.3M | $294.2M |
| Capital ratio | 13.03% (stronger) | 11.94% |
| Problem loans | 1.31% | 0.08% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.10% |
| Return on assets | 0.64% | 1.03% (stronger) |
| Loans ÷ deposits | 79.7% | 47.1% (stronger) |
| Uninsured deposits | 11.0% | 6.6% (stronger) |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.3% |
Community Trust Credit Union has the higher TellerScore (82 vs 68). On the 7 directional measures above (where higher or lower is clearly better), First Secure State Bank leads on 2 and Community Trust Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.