Side-by-side · Q2 2026 data
First Secure State Bank vs North Shore Bank
Metric by metric
| Measure | First Secure State Bank | North Shore Bank |
|---|---|---|
| TellerScore | 68 | 84 (stronger) |
| Capital cushion | 80 | 94 (stronger) |
| Loan quality | 56 | 97 (stronger) |
| Earnings | 46 | 61 (stronger) |
| Funding & liquidity | 81 (stronger) | 66 |
| Problem-loan coverage | 87 | 99 (stronger) |
| Peer percentile | 37th | 95th |
| Total assets | $305.6M | $2.6B |
| Deposits / shares | $249.3M | $2.2B |
| Capital ratio | 13.03% | 14.45% (stronger) |
| Problem loans | 1.31% | 0.10% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.02% |
| Return on assets | 0.64% | 1.02% (stronger) |
| Loans ÷ deposits | 79.7% (stronger) | 94.5% |
| Uninsured deposits | 11.0% (stronger) | 11.8% |
| Offices | 6 | 42 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 32.8% |
North Shore Bank has the higher TellerScore (84 vs 68). On the 7 directional measures above (where higher or lower is clearly better), First Secure State Bank leads on 3 and North Shore Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.