Side-by-side · Q2 2026 data
First Security Bank vs Farmers State Bank of Emden
Metric by metric
| Measure | First Security Bank | Farmers State Bank of Emden |
|---|---|---|
| TellerScore | 69 | 91 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 66 | 67 (stronger) |
| Funding & liquidity | 55 | 85 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 40th | 90th |
| Total assets | $151.1M | $37.8M |
| Deposits / shares | $126.0M | $26.4M |
| Capital ratio | 9.22% | 29.58% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 1.14% | 1.18% (stronger) |
| Loans ÷ deposits | 97.1% | 46.9% (stronger) |
| Uninsured deposits | 22.3% (stronger) | 28.8% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers State Bank of Emden has the higher TellerScore (91 vs 69). On the 6 directional measures above (where higher or lower is clearly better), First Security Bank leads on 2 and Farmers State Bank of Emden on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.