Side-by-side · Q2 2026 data
First Security Bank vs Electric Cooperatives
Metric by metric
| Measure | First Security Bank | Electric Cooperatives |
|---|---|---|
| TellerScore | 92 | 94 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 95 | 97 (stronger) |
| Earnings | 94 (stronger) | 77 |
| Funding & liquidity | 62 | 94 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 99th | 95th |
| Total assets | $8.6B | $18.6M |
| Deposits / shares | $6.8B | $15.8M |
| Capital ratio | 15.60% (stronger) | 15.16% |
| Problem loans | 0.14% | 0.08% (stronger) |
| Net charge-offs | 0.47% | 0.03% (stronger) |
| Return on assets | 1.85% (stronger) | 1.43% |
| Loans ÷ deposits | 66.1% (stronger) | 66.5% |
| Uninsured deposits | 44.3% | 2.9% (stronger) |
| Offices | 77 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.6% | — |
Electric Cooperatives has the higher TellerScore (94 vs 92). On the 7 directional measures above (where higher or lower is clearly better), First Security Bank leads on 3 and Electric Cooperatives on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.