Side-by-side · Q2 2026 data
First Security Bank vs The Citizens Bank
Metric by metric
| Measure | First Security Bank | The Citizens Bank |
|---|---|---|
| TellerScore | 92 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 39 |
| Loan quality | 95 (stronger) | 88 |
| Earnings | 94 (stronger) | 82 |
| Funding & liquidity | 62 | 67 (stronger) |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 99th | 58th |
| Total assets | $8.6B | $1.6B |
| Deposits / shares | $6.8B | $1.5B |
| Capital ratio | 15.60% (stronger) | 8.87% |
| Problem loans | 0.14% (stronger) | 0.37% |
| Net charge-offs | 0.47% | 0.08% (stronger) |
| Return on assets | 1.85% (stronger) | 1.55% |
| Loans ÷ deposits | 66.1% (stronger) | 85.2% |
| Uninsured deposits | 44.3% | 22.8% (stronger) |
| Offices | 77 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.6% | 13.3% |
First Security Bank has the higher TellerScore (92 vs 70). On the 7 directional measures above (where higher or lower is clearly better), First Security Bank leads on 5 and The Citizens Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.