Side-by-side · Q2 2026 data
First Security Bank vs Minnesota First Credit and Savings, Incorporated
Bank
Minnesota First Credit and Savings, Incorporated
Rochester, Minnesota · Under $100 million in assets
Metric by metric
| Measure | First Security Bank | Minnesota First Credit and Savings, Incorporated |
|---|---|---|
| TellerScore | 37 | 76 (stronger) |
| Capital cushion | 29 | 92 (stronger) |
| Loan quality | 12 | 96 (stronger) |
| Earnings | 62 (stronger) | 32 |
| Funding & liquidity | 52 | 54 (stronger) |
| Problem-loan coverage | 51 | 99 (stronger) |
| Peer percentile | 2nd | 56th |
| Total assets | $161.7M | $29.9M |
| Deposits / shares | $121.6M | $24.9M |
| Capital ratio | 7.93% | 14.16% (stronger) |
| Problem loans | 2.63% | 0.12% (stronger) |
| Net charge-offs | 0.15% | 0.00% (stronger) |
| Return on assets | 1.05% (stronger) | 0.31% |
| Loans ÷ deposits | 98.6% (stronger) | 106.4% |
| Uninsured deposits | 23.7% | 0.2% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Minnesota First Credit and Savings, Incorporated has the higher TellerScore (76 vs 37). On the 7 directional measures above (where higher or lower is clearly better), First Security Bank leads on 2 and Minnesota First Credit and Savings, Incorporated on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.