Side-by-side · Q2 2026 data
First Security Bank - Sleepy Eye vs Citizens Bank Minnesota
Metric by metric
| Measure | First Security Bank - Sleepy Eye | Citizens Bank Minnesota |
|---|---|---|
| TellerScore | 73 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 43 |
| Loan quality | 13 | 99 (stronger) |
| Earnings | 82 (stronger) | 54 |
| Funding & liquidity | 94 (stronger) | 78 |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 53rd | 43rd |
| Total assets | $182.8M | $596.0M |
| Deposits / shares | $153.3M | $498.7M |
| Capital ratio | 15.26% (stronger) | 9.33% |
| Problem loans | 2.60% | 0.02% (stronger) |
| Net charge-offs | -0.16% (stronger) | -0.00% |
| Return on assets | 1.54% (stronger) | 0.85% |
| Loans ÷ deposits | 25.4% (stronger) | 80.5% |
| Uninsured deposits | 20.6% | 16.9% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.1% |
First Security Bank - Sleepy Eye has the higher TellerScore (73 vs 70). On the 7 directional measures above (where higher or lower is clearly better), First Security Bank - Sleepy Eye leads on 5 and Citizens Bank Minnesota on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.