Side-by-side · Q2 2026 data
First Security Bank - Sleepy Eye vs Farmers and Merchants State Bank of Springfield
Bank
Farmers and Merchants State Bank of Springfield
Springfield, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | First Security Bank - Sleepy Eye | Farmers and Merchants State Bank of Springfield |
|---|---|---|
| TellerScore | 73 (stronger) | 42 |
| Capital cushion | 100 (stronger) | 37 |
| Loan quality | 13 (stronger) | 0 |
| Earnings | 82 (stronger) | 74 |
| Funding & liquidity | 94 (stronger) | 83 |
| Problem-loan coverage | 93 (stronger) | 41 |
| Peer percentile | 53rd | 3rd |
| Total assets | $182.8M | $139.8M |
| Deposits / shares | $153.3M | $120.7M |
| Capital ratio | 15.26% (stronger) | 8.70% |
| Problem loans | 2.60% (stronger) | 4.48% |
| Net charge-offs | -0.16% (stronger) | -0.01% |
| Return on assets | 1.54% (stronger) | 1.34% |
| Loans ÷ deposits | 25.4% (stronger) | 72.4% |
| Uninsured deposits | 20.6% | 19.2% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Security Bank - Sleepy Eye has the higher TellerScore (73 vs 42). On the 7 directional measures above (where higher or lower is clearly better), First Security Bank - Sleepy Eye leads on 6 and Farmers and Merchants State Bank of Springfield on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.