Side-by-side · Q2 2026 data
First Security Bank - Sleepy Eye vs Southpoint Financial Credit Union
Credit union
Southpoint Financial Credit Union
Sleepy Eye, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | First Security Bank - Sleepy Eye | Southpoint Financial Credit Union |
|---|---|---|
| TellerScore | 73 | 73 |
| Capital cushion | 100 (stronger) | 62 |
| Loan quality | 13 | 94 (stronger) |
| Earnings | 82 (stronger) | 51 |
| Funding & liquidity | 94 (stronger) | 73 |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 53rd | 60th |
| Total assets | $182.8M | $608.9M |
| Deposits / shares | $153.3M | $536.1M |
| Capital ratio | 15.26% (stronger) | 11.17% |
| Problem loans | 2.60% | 0.17% (stronger) |
| Net charge-offs | -0.16% (stronger) | 0.18% |
| Return on assets | 1.54% (stronger) | 0.77% |
| Loans ÷ deposits | 25.4% (stronger) | 86.8% |
| Uninsured deposits | 20.6% | 7.1% (stronger) |
| Offices | 3 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), First Security Bank - Sleepy Eye leads on 4 and Southpoint Financial Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Sleepy Eye, MN