Side-by-side · Q2 2026 data
First Security Bank - West vs Capital Credit Union
Metric by metric
| Measure | First Security Bank - West | Capital Credit Union |
|---|---|---|
| TellerScore | 55 | 66 (stronger) |
| Capital cushion | 79 | 81 (stronger) |
| Loan quality | 0 | 40 (stronger) |
| Earnings | 51 | 69 (stronger) |
| Funding & liquidity | 88 (stronger) | 66 |
| Problem-loan coverage | 77 | 78 (stronger) |
| Peer percentile | 14th | 37th |
| Total assets | $75.2M | $921.5M |
| Deposits / shares | $66.5M | $770.2M |
| Capital ratio | 12.87% | 13.09% (stronger) |
| Problem loans | 4.65% | 1.80% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.14% |
| Return on assets | 0.78% | 1.22% (stronger) |
| Loans ÷ deposits | 32.0% (stronger) | 94.3% |
| Uninsured deposits | 25.7% | 10.6% (stronger) |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Capital Credit Union has the higher TellerScore (66 vs 55). On the 7 directional measures above (where higher or lower is clearly better), First Security Bank - West leads on 2 and Capital Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.