Side-by-side · Q2 2026 data
First Sentinel Bank vs New Horizon Bank, National Association
Metric by metric
| Measure | First Sentinel Bank | New Horizon Bank, National Association |
|---|---|---|
| TellerScore | 67 (stronger) | 60 |
| Capital cushion | 50 | 58 (stronger) |
| Loan quality | 96 (stronger) | 95 |
| Earnings | 54 (stronger) | 4 |
| Funding & liquidity | 49 | 52 (stronger) |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 34th | 19th |
| Total assets | $398.0M | $359.3M |
| Deposits / shares | $348.5M | $286.4M |
| Capital ratio | 10.02% | 10.81% (stronger) |
| Problem loans | 0.11% (stronger) | 0.15% |
| Net charge-offs | 0.33% | 0.27% (stronger) |
| Return on assets | 0.85% (stronger) | -0.39% |
| Loans ÷ deposits | 96.0% | 64.2% (stronger) |
| Uninsured deposits | 28.5% (stronger) | 55.2% |
| Offices | 9 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.7% | — |
First Sentinel Bank has the higher TellerScore (67 vs 60). On the 7 directional measures above (where higher or lower is clearly better), First Sentinel Bank leads on 4 and New Horizon Bank, National Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.