Side-by-side · Q2 2026 data
First Sentinel Bank vs New Peoples Bank, Inc.
Metric by metric
| Measure | First Sentinel Bank | New Peoples Bank, Inc. |
|---|---|---|
| TellerScore | 67 | 76 (stronger) |
| Capital cushion | 50 | 62 (stronger) |
| Loan quality | 96 (stronger) | 85 |
| Earnings | 54 | 79 (stronger) |
| Funding & liquidity | 49 | 73 (stronger) |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 34th | 64th |
| Total assets | $398.0M | $942.5M |
| Deposits / shares | $348.5M | $828.4M |
| Capital ratio | 10.02% | 11.17% (stronger) |
| Problem loans | 0.11% (stronger) | 0.45% |
| Net charge-offs | 0.33% | 0.06% (stronger) |
| Return on assets | 0.85% | 1.48% (stronger) |
| Loans ÷ deposits | 96.0% | 87.6% (stronger) |
| Uninsured deposits | 28.5% | 12.7% (stronger) |
| Offices | 9 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.7% | 5.9% |
New Peoples Bank, Inc. has the higher TellerScore (76 vs 67). On the 7 directional measures above (where higher or lower is clearly better), First Sentinel Bank leads on 1 and New Peoples Bank, Inc. on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Princeton, WV
- Abingdon, VA
- Bluefield, VA
- Lebanon, VA
- Pounding Mill, VA