Side-by-side · Q2 2026 data
First Sentinel Bank vs Select Bank
Metric by metric
| Measure | First Sentinel Bank | Select Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 59 |
| Capital cushion | 50 (stronger) | 45 |
| Loan quality | 96 (stronger) | 65 |
| Earnings | 54 | 69 (stronger) |
| Funding & liquidity | 49 (stronger) | 48 |
| Problem-loan coverage | 98 (stronger) | 79 |
| Peer percentile | 34th | 17th |
| Total assets | $398.0M | $524.4M |
| Deposits / shares | $348.5M | $448.4M |
| Capital ratio | 10.02% (stronger) | 9.54% |
| Problem loans | 0.11% (stronger) | 1.06% |
| Net charge-offs | 0.33% | -0.00% (stronger) |
| Return on assets | 0.85% | 1.22% (stronger) |
| Loans ÷ deposits | 96.0% (stronger) | 101.7% |
| Uninsured deposits | 28.5% | 24.4% (stronger) |
| Offices | 9 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.7% | 1.9% |
First Sentinel Bank has the higher TellerScore (67 vs 59). On the 7 directional measures above (where higher or lower is clearly better), First Sentinel Bank leads on 4 and Select Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.