Side-by-side · Q2 2026 data
First State Bank vs Anchor D Bank
Metric by metric
| Measure | First State Bank | Anchor D Bank |
|---|---|---|
| TellerScore | 53 | 80 (stronger) |
| Capital cushion | 76 (stronger) | 55 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 89 | 92 (stronger) |
| Funding & liquidity | 53 | 70 (stronger) |
| Problem-loan coverage | 49 | 100 (stronger) |
| Peer percentile | 9th | 77th |
| Total assets | $184.0M | $404.5M |
| Deposits / shares | $154.0M | $330.1M |
| Capital ratio | 12.57% (stronger) | 10.53% |
| Problem loans | 4.44% | 0.00% (stronger) |
| Net charge-offs | 0.14% | -0.02% (stronger) |
| Return on assets | 1.74% | 1.80% (stronger) |
| Loans ÷ deposits | 94.4% | 70.0% (stronger) |
| Uninsured deposits | 26.1% (stronger) | 33.3% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Anchor D Bank has the higher TellerScore (80 vs 53). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 2 and Anchor D Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Spearman, TX