Side-by-side · Q2 2026 data
First State Bank vs First National Bank of Bosque County
Metric by metric
| Measure | First State Bank | First National Bank of Bosque County |
|---|---|---|
| TellerScore | 53 | 82 (stronger) |
| Capital cushion | 76 | 78 (stronger) |
| Loan quality | 0 | 76 (stronger) |
| Earnings | 89 | 100 (stronger) |
| Funding & liquidity | 53 | 70 (stronger) |
| Problem-loan coverage | 49 | 92 (stronger) |
| Peer percentile | 9th | 82nd |
| Total assets | $184.0M | $182.3M |
| Deposits / shares | $154.0M | $158.3M |
| Capital ratio | 12.57% | 12.79% (stronger) |
| Problem loans | 4.44% | 0.72% (stronger) |
| Net charge-offs | 0.14% | -0.02% (stronger) |
| Return on assets | 1.74% | 2.12% (stronger) |
| Loans ÷ deposits | 94.4% | 85.3% (stronger) |
| Uninsured deposits | 26.1% | 19.5% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First National Bank of Bosque County has the higher TellerScore (82 vs 53). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 0 and First National Bank of Bosque County on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.