Side-by-side · Q2 2026 data
First State Bank vs FirstBank Southwest
Metric by metric
| Measure | First State Bank | FirstBank Southwest |
|---|---|---|
| TellerScore | 53 | 73 (stronger) |
| Capital cushion | 76 (stronger) | 62 |
| Loan quality | 0 | 86 (stronger) |
| Earnings | 89 (stronger) | 73 |
| Funding & liquidity | 53 | 61 (stronger) |
| Problem-loan coverage | 49 | 92 (stronger) |
| Peer percentile | 9th | 70th |
| Total assets | $184.0M | $1.9B |
| Deposits / shares | $154.0M | $1.7B |
| Capital ratio | 12.57% (stronger) | 11.16% |
| Problem loans | 4.44% | 0.41% (stronger) |
| Net charge-offs | 0.14% | 0.13% (stronger) |
| Return on assets | 1.74% (stronger) | 1.32% |
| Loans ÷ deposits | 94.4% | 78.0% (stronger) |
| Uninsured deposits | 26.1% (stronger) | 34.1% |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
FirstBank Southwest has the higher TellerScore (73 vs 53). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 3 and FirstBank Southwest on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.