Side-by-side · Q2 2026 data
First State Bank vs Greater State Bank
Metric by metric
| Measure | First State Bank | Greater State Bank |
|---|---|---|
| TellerScore | 53 | 75 (stronger) |
| Capital cushion | 76 (stronger) | 61 |
| Loan quality | 0 | 98 (stronger) |
| Earnings | 89 (stronger) | 70 |
| Funding & liquidity | 53 | 54 (stronger) |
| Problem-loan coverage | 49 | 99 (stronger) |
| Peer percentile | 9th | 61st |
| Total assets | $184.0M | $180.2M |
| Deposits / shares | $154.0M | $159.3M |
| Capital ratio | 12.57% (stronger) | 11.05% |
| Problem loans | 4.44% | 0.05% (stronger) |
| Net charge-offs | 0.14% | 0.05% (stronger) |
| Return on assets | 1.74% (stronger) | 1.26% |
| Loans ÷ deposits | 94.4% | 88.8% (stronger) |
| Uninsured deposits | 26.1% (stronger) | 30.4% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Greater State Bank has the higher TellerScore (75 vs 53). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 3 and Greater State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.