Side-by-side · Q2 2026 data
First State Bank vs Texas Advantage Community Bank, National Association
Bank
Texas Advantage Community Bank, National Association
Alvin, Texas · $100 million – $1 billion
Metric by metric
| Measure | First State Bank | Texas Advantage Community Bank, National Association |
|---|---|---|
| TellerScore | 53 (stronger) | 44 |
| Capital cushion | 76 (stronger) | 63 |
| Loan quality | 0 | 0 |
| Earnings | 89 (stronger) | 34 |
| Funding & liquidity | 53 | 86 (stronger) |
| Problem-loan coverage | 49 | 49 |
| Peer percentile | 9th | 4th |
| Total assets | $184.0M | $192.1M |
| Deposits / shares | $154.0M | $169.7M |
| Capital ratio | 12.57% (stronger) | 11.33% |
| Problem loans | 4.44% (stronger) | 7.09% |
| Net charge-offs | 0.14% | -0.00% (stronger) |
| Return on assets | 1.74% (stronger) | 0.36% |
| Loans ÷ deposits | 94.4% | 46.8% (stronger) |
| Uninsured deposits | 26.1% (stronger) | 27.7% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank has the higher TellerScore (53 vs 44). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 5 and Texas Advantage Community Bank, National Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.