Side-by-side · Q2 2026 data
First State Bank vs Servbank, National Association
Metric by metric
| Measure | First State Bank | Servbank, National Association |
|---|---|---|
| TellerScore | 69 | 76 (stronger) |
| Capital cushion | 59 | 68 (stronger) |
| Loan quality | 84 (stronger) | 80 |
| Earnings | 67 | 100 (stronger) |
| Funding & liquidity | 49 (stronger) | 39 |
| Problem-loan coverage | 93 | 94 (stronger) |
| Peer percentile | 53rd | 80th |
| Total assets | $1.6B | $1.7B |
| Deposits / shares | $1.3B | $1.2B |
| Capital ratio | 10.93% | 11.81% (stronger) |
| Problem loans | 0.47% (stronger) | 0.59% |
| Net charge-offs | 0.00% | -0.04% (stronger) |
| Return on assets | 1.16% | 2.21% (stronger) |
| Loans ÷ deposits | 98.1% | 86.8% (stronger) |
| Uninsured deposits | 26.8% (stronger) | 46.2% |
| Offices | 18 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.3% | 90.1% |
Servbank, National Association has the higher TellerScore (76 vs 69). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 2 and Servbank, National Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.