Side-by-side · Q2 2026 data
First State Bank vs Streator Onized Credit Union
Metric by metric
| Measure | First State Bank | Streator Onized Credit Union |
|---|---|---|
| TellerScore | 69 | 84 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 84 | 84 |
| Earnings | 67 | 67 |
| Funding & liquidity | 49 | 70 (stronger) |
| Problem-loan coverage | 93 | 94 (stronger) |
| Peer percentile | 53rd | 86th |
| Total assets | $1.6B | $423.3M |
| Deposits / shares | $1.3B | $354.0M |
| Capital ratio | 10.93% | 15.58% (stronger) |
| Problem loans | 0.47% (stronger) | 0.47% |
| Net charge-offs | 0.00% (stronger) | 1.21% |
| Return on assets | 1.16% | 1.19% (stronger) |
| Loans ÷ deposits | 98.1% | 90.6% (stronger) |
| Uninsured deposits | 26.8% | 4.6% (stronger) |
| Offices | 18 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.3% | 28.2% |
Streator Onized Credit Union has the higher TellerScore (84 vs 69). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 2 and Streator Onized Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.