Side-by-side · Q2 2026 data
First State Bank vs Archer Cooperative
Metric by metric
| Measure | First State Bank | Archer Cooperative |
|---|---|---|
| TellerScore | 77 (stronger) | 65 |
| Capital cushion | 72 (stronger) | 56 |
| Loan quality | 100 (stronger) | 72 |
| Earnings | 37 | 58 (stronger) |
| Funding & liquidity | 86 (stronger) | 65 |
| Problem-loan coverage | 100 (stronger) | 87 |
| Peer percentile | 58th | 34th |
| Total assets | $46.8M | $102.7M |
| Deposits / shares | $39.8M | $90.9M |
| Capital ratio | 12.20% (stronger) | 10.64% |
| Problem loans | 0.00% (stronger) | 0.85% |
| Net charge-offs | 0.00% (stronger) | 0.50% |
| Return on assets | 0.41% | 0.96% (stronger) |
| Loans ÷ deposits | 74.5% (stronger) | 95.7% |
| Uninsured deposits | 10.1% | 9.0% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank has the higher TellerScore (77 vs 65). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 5 and Archer Cooperative on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.