Side-by-side · Q2 2026 data
First State Bank vs Tecumseh Federal Bank
Metric by metric
| Measure | First State Bank | Tecumseh Federal Bank |
|---|---|---|
| TellerScore | 77 | 83 (stronger) |
| Capital cushion | 72 | 100 (stronger) |
| Loan quality | 100 (stronger) | 94 |
| Earnings | 37 (stronger) | 31 |
| Funding & liquidity | 86 | 89 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 58th | 73rd |
| Total assets | $46.8M | $53.1M |
| Deposits / shares | $39.8M | $36.3M |
| Capital ratio | 12.20% | 21.26% (stronger) |
| Problem loans | 0.00% (stronger) | 0.17% |
| Net charge-offs | 0.00% | -0.09% (stronger) |
| Return on assets | 0.41% (stronger) | 0.26% |
| Loans ÷ deposits | 74.5% | 71.1% (stronger) |
| Uninsured deposits | 10.1% (stronger) | 10.1% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tecumseh Federal Bank has the higher TellerScore (83 vs 77). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 3 and Tecumseh Federal Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.