TellerScore

Tecumseh Federal Bank (FDIC certificate #30395) is based in Tecumseh, Nebraska. Its Q2 2026 call report shows $53.1M in total assets and $36.3M in deposits and 1 office.

Based on its Q2 2026 filing, Tecumseh Federal Bank scores 83/100, which we describe as strong. That is higher than 73% of 546 banks with under $100 million in assets. Among 139 banks headquartered in Nebraska, it ranks 35th. Its strongest component is capital cushion (100/100; 21.26%), and its lowest is earnings (31/100; 0.26%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 21.26%
Loan quality94/100
Noncurrent loans ÷ total loans: 0.17%
Earnings31/100
Return on assets (annualized): 0.26%
Funding & liquidity89/100
Loans ÷ deposits and uninsured-deposit share: 71.1% · 10.1% uninsured
Problem-loan coverage99/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.38%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (82 → 83).

TellerScore
757983Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202478
Q3 202475
Q4 202478
Q1 202580
Q2 202582
Q3 202580
Q4 202578
Q1 202682
Q2 202683
Tier 1 leverage ratio
5.00%13.23%21.47%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202421.47%
Q3 202421.44%
Q4 202421.21%
Q1 202521.12%
Q2 202521.02%
Q3 202521.42%
Q4 202521.28%
Q1 202621.22%
Q2 202621.26%
Noncurrent loans
0.17%0.43%0.68%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.20%
Q3 20240.54%
Q4 20240.37%
Q1 20250.26%
Q2 20250.21%
Q3 20250.52%
Q4 20250.68%
Q1 20260.17%
Q2 20260.17%
Return on assets
-0.25%0.01%0.26%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.25%
Q3 2024-0.21%
Q4 2024-0.15%
Q1 2025-0.02%
Q2 20250.14%
Q3 20250.22%
Q4 20250.16%
Q1 20260.08%
Q2 20260.26%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202683$53.1M21.26%0.17%0.26%71.1%
Q1 202682$53.4M21.22%0.17%0.08%70.2%
Q4 202578$53.4M21.28%0.68%0.16%70.6%
Q3 202580$53.2M21.42%0.52%0.22%70.7%
Q2 202582$53.5M21.02%0.21%0.14%71.4%
Q1 202580$53.4M21.12%0.26%-0.02%72.8%
Q4 202478$52.8M21.21%0.37%-0.15%74.7%
Q3 202475$51.8M21.44%0.54%-0.21%76.6%
Q2 202478$52.3M21.47%0.20%-0.25%74.8%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio21.26%
87th
Total risk-based capital0.00%
27th
Problem loans0.17%
58th
Net charge-offs-0.09%
94th
Return on assets0.26%
19th
Net interest margin2.65%
10th
Efficiency ratio84.9%
23rd
Loans to deposits71.1%
43rd
Uninsured deposits10.1%
75th
Loan-loss reserves1.27%
56th
Texas ratio0.4%
64th

Similar-size banks in Nebraska

InstitutionScoreAssetsCapitalProblem loansCompare
Sidney Federal Savings and Loan AssociationBank Sidney, NE73 out of 100, Strong$55.6M14.2%2.00%vs
Commercial BankBank Nelson, NE56 out of 100, Moderate$56.5M15.2%3.06%vs
Bank of PragueBank Prague, NE74 out of 100, Strong$48.5M11.2%1.22%vs
Generations BankBank Exeter, NE54 out of 100, Below average$58.3M10.6%1.90%vs
Bank of ClarksBank Clarks, NE37 out of 100, Low$58.5M9.8%3.20%vs
First State BankBank Hordville, NE77 out of 100, Strong$46.8M12.2%0.00%vs

Deposit insurance

Is my money safe at Tecumseh Federal Bank?

Yes. Tecumseh Federal Bank is an FDIC-insured institution (FDIC certificate #30395). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 10.1% of deposits ($3.7M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 21.26%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Tecumseh Federal Bank lists 1 office in 1 city. Most locations:

  • Tecumseh, NE (1)

All branch addresses and map

Identity & history

Profile

Legal name
Tecumseh Federal Bank
Former names
Tecumseh Building and Loan Association
Type
Savings bank
FDIC certificate #
30395
RSSD ID
389376
Primary regulator
OCC
Established
January 1, 1904
Headquarters
160 N 4th St, Tecumseh, NE 68450
Employees
8

Quick answers

Tecumseh Federal Bank: common questions

Is Tecumseh Federal Bank FDIC insured?

Yes. Tecumseh Federal Bank is an FDIC-insured institution (FDIC certificate #30395). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Tecumseh Federal Bank's TellerScore?

83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Tecumseh Federal Bank ever failed?

There is no failure record for FDIC certificate #30395 in the FDIC failed bank list.

How many branches does Tecumseh Federal Bank have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Tecumseh

InstitutionScoreAssetsCapitalProblem loansCompare
Adams State BankBank Adams, NE91 out of 100, Very strong$70.2M16.6%0.09%vs
Auburn State BankBank Auburn, NE91 out of 100, Very strong$251.3M15.1%0.00%vs
Countryside BankBank Unadilla, NE90 out of 100, Very strong$118.5M15.2%0.35%vs
The First National Bank of JohnsonBank Johnson, NE88 out of 100, Very strong$95.6M15.2%0.00%vs
Farmers and Merchants BankBank Milford, NE78 out of 100, Strong$1.1B10.6%0.00%vs
FirstBank of NebraskaBank Wahoo, NE77 out of 100, Strong$498.1M11.2%0.89%vs