Side-by-side · Q2 2026 data
First State Bank of Blakely vs Ameris Bank
Metric by metric
| Measure | First State Bank of Blakely | Ameris Bank |
|---|---|---|
| TellerScore | 65 | 67 (stronger) |
| Capital cushion | 100 (stronger) | 64 |
| Loan quality | 0 | 81 (stronger) |
| Earnings | 92 (stronger) | 69 |
| Funding & liquidity | 61 (stronger) | 28 |
| Problem-loan coverage | 76 | 94 (stronger) |
| Peer percentile | 29th | 63rd |
| Total assets | $668.2M | $28.4B |
| Deposits / shares | $533.3M | $22.7B |
| Capital ratio | 19.19% (stronger) | 11.41% |
| Problem loans | 3.36% | 0.57% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.20% |
| Return on assets | 1.79% (stronger) | 1.23% |
| Loans ÷ deposits | 84.0% (stronger) | 98.3% |
| Uninsured deposits | 28.5% (stronger) | 45.6% |
| Offices | 8 | 164 |
| CFPB complaints (3 yrs) | — | 272 |
| Complaints per $1B deposits | — | 12.0 |
| Mortgage denial rate (HMDA) | — | 10.5% |
Ameris Bank has the higher TellerScore (67 vs 65). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Blakely leads on 5 and Ameris Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Albany, GA
- Colquitt, GA
- Donalsonville, GA