Side-by-side · Q2 2026 data
First State Bank of Harvey vs Community Credit Union
Metric by metric
| Measure | First State Bank of Harvey | Community Credit Union |
|---|---|---|
| TellerScore | 68 | 95 (stronger) |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 62 | 93 (stronger) |
| Earnings | 60 | 85 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 33rd | 98th |
| Total assets | $94.6M | $171.6M |
| Deposits / shares | $84.6M | $140.1M |
| Capital ratio | 10.40% | 17.68% (stronger) |
| Problem loans | 1.14% | 0.22% (stronger) |
| Net charge-offs | 0.21% | 0.00% (stronger) |
| Return on assets | 1.00% | 1.61% (stronger) |
| Loans ÷ deposits | 41.2% | 20.6% (stronger) |
| Uninsured deposits | 10.9% | 8.8% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Credit Union has the higher TellerScore (95 vs 68). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Harvey leads on 0 and Community Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.