Side-by-side · Q2 2026 data
First State Bank of Harvey vs First Security Bank - West
Metric by metric
| Measure | First State Bank of Harvey | First Security Bank - West |
|---|---|---|
| TellerScore | 68 (stronger) | 55 |
| Capital cushion | 54 | 79 (stronger) |
| Loan quality | 62 (stronger) | 0 |
| Earnings | 60 (stronger) | 51 |
| Funding & liquidity | 100 (stronger) | 88 |
| Problem-loan coverage | 91 (stronger) | 77 |
| Peer percentile | 33rd | 14th |
| Total assets | $94.6M | $75.2M |
| Deposits / shares | $84.6M | $66.5M |
| Capital ratio | 10.40% | 12.87% (stronger) |
| Problem loans | 1.14% (stronger) | 4.65% |
| Net charge-offs | 0.21% | 0.02% (stronger) |
| Return on assets | 1.00% (stronger) | 0.78% |
| Loans ÷ deposits | 41.2% | 32.0% (stronger) |
| Uninsured deposits | 10.9% (stronger) | 25.7% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank of Harvey has the higher TellerScore (68 vs 55). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Harvey leads on 4 and First Security Bank - West on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.