Side-by-side · Q2 2026 data
First State Bank of Le Center vs Elysian Bank
Metric by metric
| Measure | First State Bank of Le Center | Elysian Bank |
|---|---|---|
| TellerScore | 76 | 79 (stronger) |
| Capital cushion | 61 | 72 (stronger) |
| Loan quality | 73 | 75 (stronger) |
| Earnings | 94 | 96 (stronger) |
| Funding & liquidity | 77 (stronger) | 66 |
| Problem-loan coverage | 90 | 91 (stronger) |
| Peer percentile | 64th | 63rd |
| Total assets | $110.4M | $76.0M |
| Deposits / shares | $92.3M | $66.4M |
| Capital ratio | 11.15% | 12.25% (stronger) |
| Problem loans | 0.81% | 0.74% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.01% |
| Return on assets | 1.86% | 1.90% (stronger) |
| Loans ÷ deposits | 83.3% (stronger) | 86.9% |
| Uninsured deposits | 14.0% (stronger) | 21.7% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.1% | — |
Elysian Bank has the higher TellerScore (79 vs 76). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Le Center leads on 3 and Elysian Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.