Side-by-side · Q2 2026 data
First State Bank of Porter vs CentreBank
Metric by metric
| Measure | First State Bank of Porter | CentreBank |
|---|---|---|
| TellerScore | 90 | 90 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 89 |
| Earnings | 54 | 94 (stronger) |
| Funding & liquidity | 96 (stronger) | 63 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 95th | 95th |
| Total assets | $162.3M | $120.0M |
| Deposits / shares | $138.2M | $99.1M |
| Capital ratio | 16.80% | 17.16% (stronger) |
| Problem loans | 0.00% (stronger) | 0.33% |
| Net charge-offs | 0.01% (stronger) | 0.36% |
| Return on assets | 0.85% | 1.86% (stronger) |
| Loans ÷ deposits | 54.2% (stronger) | 91.1% |
| Uninsured deposits | 19.0% (stronger) | 20.3% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.3% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), First State Bank of Porter leads on 4 and CentreBank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.