Side-by-side · Q2 2026 data
First State Bank of Porter vs First Trust Credit Union
Metric by metric
| Measure | First State Bank of Porter | First Trust Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 63 |
| Capital cushion | 100 (stronger) | 84 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 54 | 72 (stronger) |
| Funding & liquidity | 96 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 87 |
| Peer percentile | 95th | 29th |
| Total assets | $162.3M | $191.6M |
| Deposits / shares | $138.2M | $165.4M |
| Capital ratio | 16.80% (stronger) | 13.44% |
| Problem loans | 0.00% (stronger) | 3.08% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 0.85% | 1.30% (stronger) |
| Loans ÷ deposits | 54.2% | 32.1% (stronger) |
| Uninsured deposits | 19.0% | 1.4% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.3% | — |
First State Bank of Porter has the higher TellerScore (90 vs 63). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Porter leads on 3 and First Trust Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.