The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 24 points (87 → 63), mostly because the loan quality component weakened by 89 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Indiana

Yes. First Trust Credit Union is a federally insured credit union (NCUA charter #68596). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.4% of shares and deposits ($2.3M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 13.44%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

First Trust Credit Union lists 4 offices in 4 cities. Most locations:

• La Porte, IN (1)
• Michigan City, IN (1)
• Valparaiso, IN (1)
• Wheatfield, IN (1)

All branch addresses and map

Legal name

First Trust Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

68596

RSSD ID

782481

Primary regulator

State + NCUA

Established

1959

Headquarters

950 E US Highway 20, Michigan City, IN 46360

Employees

40