Side-by-side · Q2 2026 data
First State Bank of Porter vs Gary Police Department Employees Federal Credit Union
Credit union
Gary Police Department Employees Federal Credit Union
Gary, Indiana · Under $100 million in assets
Metric by metric
| Measure | First State Bank of Porter | Gary Police Department Employees Federal Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 80 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | 100 |
| Earnings | 54 (stronger) | 0 |
| Funding & liquidity | 96 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 95th | 65th |
| Total assets | $162.3M | $1.2M |
| Deposits / shares | $138.2M | $712K |
| Capital ratio | 16.80% | 41.39% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.01% (stronger) | 14.47% |
| Return on assets | 0.85% (stronger) | -4.49% |
| Loans ÷ deposits | 54.2% | 30.6% (stronger) |
| Uninsured deposits | 19.0% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.3% | — |
First State Bank of Porter has the higher TellerScore (90 vs 80). On the 6 directional measures above (where higher or lower is clearly better), First State Bank of Porter leads on 3 and Gary Police Department Employees Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.