TellerScore

Headquartered in Gary, Indiana, Gary Police Department Employees Federal Credit Union is a federal credit union with $1.2M in total assets and $712K in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1939.

Gary Police Department Employees Federal Credit Union has a TellerScore of 80 out of 100 (strong) based on Q2 2026 data — higher than 65% of its 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Indiana, it ranks 32nd. Capital cushion contributes the most (100/100, 41.39%); earnings contributes the least (0/100, -4.49%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 41.39%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings0/100
Return on assets (annualized): -4.49%
Funding & liquidity100/100
Loans ÷ shares: 30.6% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 26 points (54 → 80), mostly because the loan quality component improved by 100 points.

TellerScore
546780Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202455
Q3 202466
Q4 202469
Q1 202572
Q2 202554
Q3 202554
Q4 202554
Q1 202654
Q2 202680
Net worth ratio
7.00%26.52%46.05%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202446.05%
Q3 202445.30%
Q4 202444.73%
Q1 202543.76%
Q2 202543.24%
Q3 202543.18%
Q4 202542.63%
Q1 202641.75%
Q2 202641.39%
Delinquent loans (60+ days)
0.00%6.87%13.75%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20245.54%
Q3 20241.69%
Q4 20241.33%
Q1 20250.93%
Q2 20258.61%
Q3 20259.11%
Q4 202513.75%
Q1 20269.70%
Q2 20260.00%
Return on assets
-6.16%-4.14%-2.12%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 2024-2.12%
Q3 2024-2.45%
Q4 2024-2.93%
Q1 2025-4.75%
Q2 2025-4.14%
Q3 2025-3.17%
Q4 2025-3.74%
Q1 2026-6.16%
Q2 2026-4.49%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202680$1.2M41.39%0.00%-4.49%30.6%
Q1 202654$1.2M41.75%9.70%-6.16%32.5%
Q4 202554$1.2M42.63%13.75%-3.74%34.0%
Q3 202554$1.3M43.18%9.11%-3.17%36.9%
Q2 202554$1.3M43.24%8.61%-4.14%39.7%
Q1 202572$1.3M43.76%0.93%-4.75%37.3%
Q4 202469$1.3M44.73%1.33%-2.93%37.5%
Q3 202466$1.3M45.30%1.69%-2.45%39.0%
Q2 202455$1.3M46.05%5.54%-2.12%38.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio41.39%
98th
Problem loans0.00%
94th
Net charge-offs14.47%
0th
Return on assets-4.49%
2nd
Loans to deposits30.6%
88th
Uninsured deposits0.0%
81st
Loan-loss reserves29.66%
100th
Texas ratio0.0%
93rd

Similar-size credit unions in Indiana

InstitutionScoreAssetsCapitalProblem loansCompare
Hobart Ind School Employees Federal Credit UnionCredit union Hobart, IN25 out of 100, Low$1.3M-34.8%40.21%vs
Concora Wabash Federal Credit UnionCredit union Wabash, IN82 out of 100, Strong$1.2M21.9%0.00%vs
Hammond Firefighters Assn. Credit UnionCredit union Hammond, IN76 out of 100, Strong$1.3M28.9%1.41%vs
Mt Zion Indianapolis Federal Credit UnionCredit union Indianapolis, IN98 out of 100, Very strong$1.4M38.3%0.00%vs
Battery Employees Federal Credit UnionCredit union Attica, IN74 out of 100, Strong$847K29.3%2.64%vs
Gary Firefighters Association Federal Credit UnionCredit union Gary, IN54 out of 100, Below average$1.6M44.2%10.30%vs

Deposit insurance

Is my money safe at Gary Police Department Employees Federal Credit Union?

Yes. Gary Police Department Employees Federal Credit Union is a federally insured credit union (NCUA charter #3251). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 41.39%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Gary Police Department Employees Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Gary Police Department Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
3251
RSSD ID
625074
Primary regulator
NCUA
Established
1939
Headquarters
555 POLK St., Ste 2017, Gary, IN 46402
Employees
2

Quick answers

Gary Police Department Employees Federal Credit Union: common questions

Is Gary Police Department Employees Federal Credit Union NCUA insured?

Yes. Gary Police Department Employees Federal Credit Union is a federally insured credit union (NCUA charter #3251). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Gary Police Department Employees Federal Credit Union's TellerScore?

80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Gary Police Department Employees Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Gary

InstitutionScoreAssetsCapitalProblem loansCompare
Israel Methcomm Federal Credit UnionCredit union Chicago, IL100 out of 100, Very strong$2.0M15.5%0.00%vs
M.W.P.H. Grand Lodge of Illinois Federal Credit UnionCredit union Chicago, IL100 out of 100, Very strong$418K18.5%—vs
Evergreen Park Schools Federal Credit UnionCredit union Evergreen Park, IL100 out of 100, Very strong$10.0M19.4%0.00%vs
Pilgrim Baptist Credit UnionCredit union Chicago, IL100 out of 100, Very strong$263K25.8%0.00%vs
Trinity U.C.C. Federal Credit UnionCredit union Chicago, IL93 out of 100, Very strong$4.2M16.5%0.00%vs
Policemen'S Federal Credit UnionCredit union South Bend, IN92 out of 100, Very strong$95.5M16.4%0.29%vs