Side-by-side · Q2 2026 data
First State Bank of Porter vs Gesb Sheet Metal Workers Federal Credit Union
Credit union
Gesb Sheet Metal Workers Federal Credit Union
Portage, Indiana · Under $100 million in assets
Metric by metric
| Measure | First State Bank of Porter | Gesb Sheet Metal Workers Federal Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 61 |
| Loan quality | 100 | 100 |
| Earnings | 54 | 56 (stronger) |
| Funding & liquidity | 96 (stronger) | 86 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 95th | 57th |
| Total assets | $162.3M | $11.8M |
| Deposits / shares | $138.2M | $10.5M |
| Capital ratio | 16.80% (stronger) | 11.10% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.01% (stronger) | 0.64% |
| Return on assets | 0.85% | 0.90% (stronger) |
| Loans ÷ deposits | 54.2% (stronger) | 74.7% |
| Uninsured deposits | 19.0% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.3% | — |
First State Bank of Porter has the higher TellerScore (90 vs 77). On the 6 directional measures above (where higher or lower is clearly better), First State Bank of Porter leads on 4 and Gesb Sheet Metal Workers Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.