Side-by-side · Q2 2026 data
First Street Federal Credit Union vs Southwest Louisiana Credit Union
Credit union
First Street Federal Credit Union
Deridder, Louisiana · Under $100 million in assets
Credit union
Southwest Louisiana Credit Union
Lake Charles, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | First Street Federal Credit Union | Southwest Louisiana Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 70 |
| Capital cushion | 100 | 100 |
| Loan quality | 93 (stronger) | 52 |
| Earnings | 73 (stronger) | 45 |
| Funding & liquidity | 100 (stronger) | 63 |
| Problem-loan coverage | 99 (stronger) | 84 |
| Peer percentile | 94th | 51st |
| Total assets | $60.6M | $182.6M |
| Deposits / shares | $50.7M | $154.4M |
| Capital ratio | 16.27% (stronger) | 15.84% |
| Problem loans | 0.20% (stronger) | 1.45% |
| Net charge-offs | -0.06% (stronger) | 0.81% |
| Return on assets | 1.31% (stronger) | 0.61% |
| Loans ÷ deposits | 56.3% (stronger) | 97.5% |
| Uninsured deposits | 1.6% (stronger) | 3.3% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.5% |
First Street Federal Credit Union has the higher TellerScore (93 vs 70). On the 7 directional measures above (where higher or lower is clearly better), First Street Federal Credit Union leads on 7 and Southwest Louisiana Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.