Side-by-side · Q2 2026 data
First Technology Federal Credit Union vs Redwood Credit Union
Credit union
First Technology Federal Credit Union
San Jose, California · Over $10 billion
Metric by metric
| Measure | First Technology Federal Credit Union | Redwood Credit Union |
|---|---|---|
| TellerScore | 53 | 78 (stronger) |
| Capital cushion | 57 | 83 (stronger) |
| Loan quality | 46 | 76 (stronger) |
| Earnings | 31 | 73 (stronger) |
| Funding & liquidity | 69 | 69 |
| Problem-loan coverage | 76 | 91 (stronger) |
| Peer percentile | 19th | 88th |
| Total assets | $27.9B | $10.7B |
| Deposits / shares | $24.2B | $9.3B |
| Capital ratio | 10.75% | 13.26% (stronger) |
| Problem loans | 1.61% | 0.72% (stronger) |
| Net charge-offs | 1.46% | 0.73% (stronger) |
| Return on assets | 0.28% | 1.34% (stronger) |
| Loans ÷ deposits | 91.0% (stronger) | 91.4% |
| Uninsured deposits | 10.5% (stronger) | 12.8% |
| Offices | 16 | 13 |
| CFPB complaints (3 yrs) | 1,390 | — |
| Complaints per $1B deposits | 57.4 | — |
| Mortgage denial rate (HMDA) | 15.5% | — |
Redwood Credit Union has the higher TellerScore (78 vs 53). On the 7 directional measures above (where higher or lower is clearly better), First Technology Federal Credit Union leads on 2 and Redwood Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.