Side-by-side · Q2 2026 data
First Trust and Savings Bank vs Blue Grass Savings Bank
Metric by metric
| Measure | First Trust and Savings Bank | Blue Grass Savings Bank |
|---|---|---|
| TellerScore | 45 | 89 (stronger) |
| Capital cushion | 57 | 93 (stronger) |
| Loan quality | 0 | 89 (stronger) |
| Earnings | 81 (stronger) | 72 |
| Funding & liquidity | 46 | 98 (stronger) |
| Problem-loan coverage | 50 | 98 (stronger) |
| Peer percentile | 4th | 94th |
| Total assets | $320.6M | $225.5M |
| Deposits / shares | $271.6M | $185.6M |
| Capital ratio | 10.70% | 14.30% (stronger) |
| Problem loans | 3.21% | 0.34% (stronger) |
| Net charge-offs | 0.02% | -0.01% (stronger) |
| Return on assets | 1.53% (stronger) | 1.31% |
| Loans ÷ deposits | 100.8% | 61.8% (stronger) |
| Uninsured deposits | 27.2% | 12.6% (stronger) |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 0.0% |
Blue Grass Savings Bank has the higher TellerScore (89 vs 45). On the 7 directional measures above (where higher or lower is clearly better), First Trust and Savings Bank leads on 1 and Blue Grass Savings Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.