Side-by-side · Q2 2026 data
First Trust and Savings Bank vs Savings Bank
Metric by metric
| Measure | First Trust and Savings Bank | Savings Bank |
|---|---|---|
| TellerScore | 45 | 80 (stronger) |
| Capital cushion | 57 | 86 (stronger) |
| Loan quality | 0 | 89 (stronger) |
| Earnings | 81 (stronger) | 78 |
| Funding & liquidity | 46 | 49 (stronger) |
| Problem-loan coverage | 50 | 90 (stronger) |
| Peer percentile | 4th | 77th |
| Total assets | $320.6M | $304.8M |
| Deposits / shares | $271.6M | $242.1M |
| Capital ratio | 10.70% | 13.60% (stronger) |
| Problem loans | 3.21% | 0.32% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.66% |
| Return on assets | 1.53% (stronger) | 1.44% |
| Loans ÷ deposits | 100.8% | 93.8% (stronger) |
| Uninsured deposits | 27.2% (stronger) | 30.9% |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Savings Bank has the higher TellerScore (80 vs 45). On the 7 directional measures above (where higher or lower is clearly better), First Trust and Savings Bank leads on 3 and Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.