TellerScore

Side-by-side · Q2 2026 data

First Western Bank & Trust vs Border Bank

Bank

First Western Bank & Trust

Minot, North Dakota · $1 billion – $10 billion

55of 100
Moderate

Bank

Border Bank

Fargo, North Dakota · $1 billion – $10 billion

57of 100
Moderate

Metric by metric

MeasureFirst Western Bank & TrustBorder Bank
TellerScore5557 (stronger)
Capital cushion46 (stronger)41
Loan quality5364 (stronger)
Earnings5972 (stronger)
Funding & liquidity64 (stronger)45
Problem-loan coverage7080 (stronger)
Peer percentile13th16th
Total assets$2.4B$1.1B
Deposits / shares$2.0B$922.6M
Capital ratio9.61% (stronger)9.07%
Problem loans1.42%1.07% (stronger)
Net charge-offs0.23%0.11% (stronger)
Return on assets0.96%1.31% (stronger)
Loans ÷ deposits96.7%96.3% (stronger)
Uninsured deposits6.1% (stronger)32.1%
Offices1911
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)5.4%3.7%

Border Bank has the higher TellerScore (57 vs 55). On the 7 directional measures above (where higher or lower is clearly better), First Western Bank & Trust leads on 2 and Border Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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