Side-by-side · Q2 2026 data
First Western Bank vs Stone Bank
Metric by metric
| Measure | First Western Bank | Stone Bank |
|---|---|---|
| TellerScore | 60 | 60 |
| Capital cushion | 39 (stronger) | 34 |
| Loan quality | 75 (stronger) | 65 |
| Earnings | 64 | 87 (stronger) |
| Funding & liquidity | 52 | 63 (stronger) |
| Problem-loan coverage | 86 (stronger) | 66 |
| Peer percentile | 19th | 19th |
| Total assets | $792.7M | $950.7M |
| Deposits / shares | $673.8M | $757.7M |
| Capital ratio | 8.90% (stronger) | 8.37% |
| Problem loans | 0.76% (stronger) | 1.04% |
| Net charge-offs | 0.00% (stronger) | 0.27% |
| Return on assets | 1.11% | 1.68% (stronger) |
| Loans ÷ deposits | 95.5% (stronger) | 97.1% |
| Uninsured deposits | 26.4% | 9.4% (stronger) |
| Offices | 10 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.4% | 2.1% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), First Western Bank leads on 4 and Stone Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.