Side-by-side · Q2 2026 data
FirstBank Puerto Rico vs Oriental Bank
Metric by metric
| Measure | FirstBank Puerto Rico | Oriental Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 61 |
| Capital cushion | 65 (stronger) | 56 |
| Loan quality | 70 (stronger) | 47 |
| Earnings | 96 (stronger) | 92 |
| Funding & liquidity | 47 (stronger) | 38 |
| Problem-loan coverage | 88 (stronger) | 82 |
| Peer percentile | 79th | 32nd |
| Total assets | $19.2B | $12.0B |
| Deposits / shares | $16.9B | $10.0B |
| Capital ratio | 11.54% (stronger) | 10.57% |
| Problem loans | 0.90% (stronger) | 1.59% |
| Net charge-offs | 0.56% (stronger) | 1.22% |
| Return on assets | 1.89% (stronger) | 1.80% |
| Loans ÷ deposits | 77.1% (stronger) | 81.2% |
| Uninsured deposits | 47.4% (stronger) | 52.0% |
| Offices | 73 | 45 |
| CFPB complaints (3 yrs) | 245 | 162 |
| Complaints per $1B deposits | 14.5 (stronger) | 16.2 |
| Mortgage denial rate (HMDA) | 23.3% | 26.4% |
FirstBank Puerto Rico has the higher TellerScore (72 vs 61). On the 8 directional measures above (where higher or lower is clearly better), FirstBank Puerto Rico leads on 8 and Oriental Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- San Juan, PR
- Bayamon, PR
- Ponce, PR
- Carolina, PR
- Guaynabo, PR
- Caguas, PR
- Rio Piedras, PR
- Mayaguez, PR
- Charlotte Amalie, VI
- Christiansted, VI
- Condado, PR
- Humacao, PR
- Cayey, PR
- Dorado, PR
- Fajardo, PR
- Guayama, PR
- Aguadilla, PR
- Manati, PR
- Trujillo Alto, PR
- Vega Baja, PR
- Yauco, PR