Side-by-side · Q2 2026 data
FirstBank Southwest vs First State Bank
Metric by metric
| Measure | FirstBank Southwest | First State Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 61 |
| Capital cushion | 62 (stronger) | 46 |
| Loan quality | 86 (stronger) | 69 |
| Earnings | 73 (stronger) | 52 |
| Funding & liquidity | 61 | 71 (stronger) |
| Problem-loan coverage | 92 (stronger) | 86 |
| Peer percentile | 70th | 24th |
| Total assets | $1.9B | $1.9B |
| Deposits / shares | $1.7B | $1.7B |
| Capital ratio | 11.16% (stronger) | 9.61% |
| Problem loans | 0.41% (stronger) | 0.94% |
| Net charge-offs | 0.13% (stronger) | 0.40% |
| Return on assets | 1.32% (stronger) | 0.80% |
| Loans ÷ deposits | 78.0% | 56.8% (stronger) |
| Uninsured deposits | 34.1% (stronger) | 41.4% |
| Offices | 10 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.1% |
FirstBank Southwest has the higher TellerScore (73 vs 61). On the 7 directional measures above (where higher or lower is clearly better), FirstBank Southwest leads on 6 and First State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.