Side-by-side · Q2 2026 data
Firstenergy Choice Federal Credit Union vs Earning Tree Federal Credit Union
Credit union
Firstenergy Choice Federal Credit Union
Greensburg, Pennsylvania · Under $100 million in assets
Credit union
Earning Tree Federal Credit Union
Wilkes Barre, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Firstenergy Choice Federal Credit Union | Earning Tree Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 46 |
| Capital cushion | 100 (stronger) | 52 |
| Loan quality | 94 (stronger) | 0 |
| Earnings | 73 (stronger) | 31 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 94th | 6th |
| Total assets | $51.6M | $49.4M |
| Deposits / shares | $41.0M | $44.7M |
| Capital ratio | 21.32% (stronger) | 10.19% |
| Problem loans | 0.19% (stronger) | 3.89% |
| Net charge-offs | 0.21% (stronger) | 0.37% |
| Return on assets | 1.31% (stronger) | 0.28% |
| Loans ÷ deposits | 32.0% | 15.1% (stronger) |
| Uninsured deposits | 4.8% (stronger) | 7.1% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Firstenergy Choice Federal Credit Union has the higher TellerScore (93 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Firstenergy Choice Federal Credit Union leads on 6 and Earning Tree Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.