Side-by-side · Q2 2026 data
Firstenergy Choice Federal Credit Union vs United Community Federal Credit Union
Credit union
Firstenergy Choice Federal Credit Union
Greensburg, Pennsylvania · Under $100 million in assets
Credit union
United Community Federal Credit Union
West Mifflin, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Firstenergy Choice Federal Credit Union | United Community Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 90 |
| Capital cushion | 100 (stronger) | 83 |
| Loan quality | 94 | 98 (stronger) |
| Earnings | 73 | 78 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 94th | 95th |
| Total assets | $51.6M | $129.1M |
| Deposits / shares | $41.0M | $111.2M |
| Capital ratio | 21.32% (stronger) | 13.25% |
| Problem loans | 0.19% | 0.06% (stronger) |
| Net charge-offs | 0.21% | 0.16% (stronger) |
| Return on assets | 1.31% | 1.45% (stronger) |
| Loans ÷ deposits | 32.0% (stronger) | 42.0% |
| Uninsured deposits | 4.8% | 2.9% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.6% |
Firstenergy Choice Federal Credit Union has the higher TellerScore (93 vs 90). On the 7 directional measures above (where higher or lower is clearly better), Firstenergy Choice Federal Credit Union leads on 3 and United Community Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.