Side-by-side · Q2 2026 data
Flint Federal Credit Union vs Macon-Bibb Employees Credit Union
Metric by metric
| Measure | Flint Federal Credit Union | Macon-Bibb Employees Credit Union |
|---|---|---|
| TellerScore | 99 (stronger) | 63 |
| Capital cushion | 100 (stronger) | 58 |
| Loan quality | 100 (stronger) | 85 |
| Earnings | 93 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 97 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 99th | 26th |
| Total assets | $2.9M | $2.7M |
| Deposits / shares | $2.0M | $2.4M |
| Capital ratio | 30.01% (stronger) | 10.76% |
| Problem loans | 0.00% (stronger) | 0.45% |
| Net charge-offs | 0.00% | -0.28% (stronger) |
| Return on assets | 1.83% (stronger) | -1.86% |
| Loans ÷ deposits | 56.3% (stronger) | 63.3% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Flint Federal Credit Union has the higher TellerScore (99 vs 63). On the 6 directional measures above (where higher or lower is clearly better), Flint Federal Credit Union leads on 5 and Macon-Bibb Employees Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.