Side-by-side · Q2 2026 data
Florence Bank vs The Village Bank
Metric by metric
| Measure | Florence Bank | The Village Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 58 |
| Capital cushion | 72 (stronger) | 45 |
| Loan quality | 85 | 92 (stronger) |
| Earnings | 49 (stronger) | 39 |
| Funding & liquidity | 79 (stronger) | 25 |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 74th | 17th |
| Total assets | $2.0B | $2.1B |
| Deposits / shares | $1.8B | $1.8B |
| Capital ratio | 12.23% (stronger) | 9.50% |
| Problem loans | 0.46% | 0.23% (stronger) |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 0.72% (stronger) | 0.48% |
| Loans ÷ deposits | 71.0% (stronger) | 94.0% |
| Uninsured deposits | 24.6% (stronger) | 52.1% |
| Offices | 13 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | — |
Florence Bank has the higher TellerScore (74 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Florence Bank leads on 5 and The Village Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.