TellerScore

Side-by-side · Q2 2026 data

Florence Federal Credit Union vs Family Security Credit Union

Credit union

Florence Federal Credit Union

Florence, Alabama · Under $100 million in assets

76of 100
Strong

Credit union

Family Security Credit Union

Decatur, Alabama · $1 billion – $10 billion

95of 100
Very strong

Metric by metric

MeasureFlorence Federal Credit UnionFamily Security Credit Union
TellerScore7695 (stronger)
Capital cushion91100 (stronger)
Loan quality7080 (stronger)
Earnings3699 (stronger)
Funding & liquidity100100
Problem-loan coverage9497 (stronger)
Peer percentile54th100th
Total assets$65.9M$1.1B
Deposits / shares$57.0M$876.5M
Capital ratio14.05%19.92% (stronger)
Problem loans0.90%0.61% (stronger)
Net charge-offs0.33% (stronger)0.55%
Return on assets0.41%1.98% (stronger)
Loans ÷ deposits45.0% (stronger)47.7%
Uninsured deposits6.5%2.9% (stronger)
Offices214
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)14.3%37.5%

Family Security Credit Union has the higher TellerScore (95 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Florence Federal Credit Union leads on 2 and Family Security Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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