Side-by-side · Q2 2026 data
Florence Federal Credit Union vs TVA Community Credit Union
Metric by metric
| Measure | Florence Federal Credit Union | TVA Community Credit Union |
|---|---|---|
| TellerScore | 76 | 90 (stronger) |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 70 | 89 (stronger) |
| Earnings | 36 | 63 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 54th | 95th |
| Total assets | $65.9M | $429.0M |
| Deposits / shares | $57.0M | $373.4M |
| Capital ratio | 14.05% | 18.38% (stronger) |
| Problem loans | 0.90% | 0.32% (stronger) |
| Net charge-offs | 0.33% (stronger) | 0.33% |
| Return on assets | 0.41% | 1.08% (stronger) |
| Loans ÷ deposits | 45.0% (stronger) | 46.3% |
| Uninsured deposits | 6.5% | 5.1% (stronger) |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.3% | 7.7% |
TVA Community Credit Union has the higher TellerScore (90 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Florence Federal Credit Union leads on 2 and TVA Community Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.