Side-by-side · Q2 2026 data
Florida Capital Bank, National Association vs Alive Credit Union
Bank
Florida Capital Bank, National Association
Jacksonville, Florida · $100 million – $1 billion
Metric by metric
| Measure | Florida Capital Bank, National Association | Alive Credit Union |
|---|---|---|
| TellerScore | 64 | 78 (stronger) |
| Capital cushion | 48 | 67 (stronger) |
| Loan quality | 95 (stronger) | 84 |
| Earnings | 59 | 66 (stronger) |
| Funding & liquidity | 27 | 95 (stronger) |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 26th | 74th |
| Total assets | $713.1M | $295.5M |
| Deposits / shares | $639.8M | $261.4M |
| Capital ratio | 9.77% | 11.73% (stronger) |
| Problem loans | 0.16% (stronger) | 0.47% |
| Net charge-offs | -0.00% (stronger) | 0.20% |
| Return on assets | 0.98% | 1.14% (stronger) |
| Loans ÷ deposits | 83.5% | 65.7% (stronger) |
| Uninsured deposits | 67.2% | 7.3% (stronger) |
| Offices | 4 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.6% | — |
Alive Credit Union has the higher TellerScore (78 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Florida Capital Bank, National Association leads on 2 and Alive Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.