Side-by-side · Q2 2026 data
Florida Customs Federal Credit Union vs 1st Street Credit Union
Metric by metric
| Measure | Florida Customs Federal Credit Union | 1st Street Credit Union |
|---|---|---|
| TellerScore | 83 | 89 (stronger) |
| Capital cushion | 100 (stronger) | 97 |
| Loan quality | 87 | 97 (stronger) |
| Earnings | 31 | 55 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 72nd | 87th |
| Total assets | $6.8M | $34.5M |
| Deposits / shares | $4.8M | $29.2M |
| Capital ratio | 26.76% (stronger) | 14.66% |
| Problem loans | 0.40% | 0.10% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.18% |
| Return on assets | 0.27% | 0.86% (stronger) |
| Loans ÷ deposits | 50.6% | 42.0% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 6.1% |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
1st Street Credit Union has the higher TellerScore (89 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Florida Customs Federal Credit Union leads on 3 and 1st Street Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.