Side-by-side · Q2 2026 data
Fm Bank And Trust vs Nucor Employee'S Credit Union
Credit union
Nucor Employee'S Credit Union
Florence, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Fm Bank And Trust | Nucor Employee'S Credit Union |
|---|---|---|
| TellerScore | 69 | 91 (stronger) |
| Capital cushion | 36 | 100 (stronger) |
| Loan quality | 83 (stronger) | 80 |
| Earnings | 100 (stronger) | 92 |
| Funding & liquidity | 56 | 87 (stronger) |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 53rd | 90th |
| Total assets | $1.4B | $68.2M |
| Deposits / shares | $1.2B | $54.2M |
| Capital ratio | 8.62% | 19.74% (stronger) |
| Problem loans | 0.52% (stronger) | 0.61% |
| Net charge-offs | 0.10% (stronger) | 0.20% |
| Return on assets | 2.37% (stronger) | 1.80% |
| Loans ÷ deposits | 91.9% | 73.1% (stronger) |
| Uninsured deposits | 26.3% | 6.2% (stronger) |
| Offices | 13 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Nucor Employee'S Credit Union has the higher TellerScore (91 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Fm Bank And Trust leads on 3 and Nucor Employee'S Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Blytheville, AR